Settlement Integrity Monitor

Processing pipeline, stuck transactions (PSP-aware), settlement throughput

Processing

Stuck (Past SLA)

Avg Settlement Hours

SLA Compliance

% settled within SLA window

Same-Day ACH Settlement Reference

SVB

Same-Day ACH cutoff: 12:00 PM PST

Expected settlement: Same business day

Returns window: 2 business days from settlement

DWOLLA

Same-Day ACH windows: 9AM / 1PM / 3PM CT

Expected settlement: Same business day

Returns window: 2 business days from settlement

Processing

Stuck

Throughput

Processing by PSP

PSP	Count	$ Amount	Oldest	Newest

Processing by Age Bucket

Stuck Transactions (Past Expected Settlement)

Same-Day ACH: transactions unsettled past 1 business day (weekend-aware)

Merchant	PSP	Status	Count	$ Amount	Avg Age (hrs)	Oldest

Daily Settlement Throughput

Pipeline by Status

Status	Count	$ Amount	Oldest	Newest